Vol. XII · San Clemente, California
Funds for the
real-estate
minded investor.
Provident Commercial Capital is a direct lender for investors and operators who need decisive capital — closed in days, not quarters.
$20M
Max loan size
48 hrs
Fastest close
50
States served
20+
Years lending
Loan Programs
Seven instruments,
one philosophy.
Whether you're acquiring, renovating, building, or holding — we structure the loan around the deal, not the bank's spreadsheet.
The Process
Five steps. No theatre.
01
Submit
Send your scenario through our short online application.
02
Review
We respond same day with a clear path forward — or a fast no.
03
Term sheet
Pricing, leverage, and structure in writing, typically inside 48 hours.
04
Underwrite
In-house team, direct access — no committee runarounds.
05
Close
Funds wired and your deal in motion.
Testimonials
Their words.
Not ours.
"Would recommend to anyone. They have always been professional, honest, and made the process as seamless as possible."
Calvin O.
Newark, NJ
"Great company to work with. They do exactly what they say, and are very responsive. I would highly recommend them."
Morgan W.
San Francisco, CA
"Provident has been a wonderful partner for us over the years. They have the resources and a great staff that can help you get any deal done."
Nicholas P.
Miami, FL
Get Funded